Understanding the New FinCEN Residential Real Estate Reporting Rule | Effective March 1, 2026
Beginning March 1, 2026, FinCEN will begin enforcing a new nationwide Residential Real Estate Reporting Rule aimed at preventing money laundering through anonymous property ownership.
This rule impacts:
• All-cash residential purchases
• Trust and entity buyers
• Private money and hard money transactions
• Certain gift transfers
In this video, we break down:
✔ What transactions must be reported
✔ Who is responsible for filing
✔ Reporting deadlines
✔ Common exemptions
✔ How this impacts buyers, sellers, investors, and title companies
If you buy, sell, or invest in residential real estate — especially using an LLC or trust — this is information you need before closing.
📌 Effective Date: March 1, 2026
📌 Applies Nationwide